Identity theft research. Identity Theft Research Paper 2022-10-15

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Identity theft is a growing problem in today's digital age. It occurs when someone uses another person's personal information, such as their name, social security number, or credit card information, to fraudulently obtain goods or services. This can have serious consequences for the victim, including financial loss, damage to their credit score, and even legal problems. In this essay, we will explore the various types of identity theft, the methods that identity thieves use to obtain personal information, and the steps that individuals can take to protect themselves from this crime.

One of the most common types of identity theft is financial identity theft, which involves using another person's financial information to make purchases or take out loans. This can result in unauthorized charges on the victim's credit card or bank account, and may also lead to the accumulation of debt in the victim's name.

Medical identity theft is another type of identity theft that can have serious consequences. In this case, the identity thief uses the victim's personal information to obtain medical treatment or prescription drugs. This can result in incorrect medical records being created in the victim's name, which can have serious implications for their health and well-being.

Identity thieves may obtain personal information through a variety of methods, including phishing scams, where they send fraudulent emails or texts asking for personal information; skimming, where they attach devices to card readers to capture credit card information; or dumpster diving, where they go through trash to find personal information that has been discarded.

To protect themselves from identity theft, individuals should be cautious about giving out their personal information, especially to unfamiliar sources. They should also use strong, unique passwords for their online accounts and regularly update them. It is also a good idea to regularly check credit reports to ensure that there are no unauthorized charges or accounts in their name.

In conclusion, identity theft is a serious problem that can have significant consequences for victims. By being cautious about giving out personal information and taking steps to protect their online accounts, individuals can reduce their risk of becoming a victim of this crime.

Identity Theft Research Paper

identity theft research

Identity theft use to occur in the 1990s without the perpetrators getting into any trouble due to it not being a federal offense until 1998 when Congress made it a federal offense Identity Theft, 2015. Computer, 37 6 , 37-46. The suspect can be the nice kid from next …show more content… Identity theft not only have financial toll on the victim, but also can have emotional distress on the victim as well. Depending on the type of the identity theft, they are likely to report the theft to banks, issuing authorities of credit cards etc. After multiple police reports and credit reporting agencies became suspicious of the repeated trend, an investigation was initiated into Bakers activities.

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Facts + Statistics: Identity theft and cybercrime

identity theft research

What identity theft prevention measure 's can you take to make sure that you and your families ' information is secured? According to the data from the survey, when victims experienced identity theft, 72 percent reported it to a family member or friend. This aspect of reporting also discourages the police from taking a bigger role in tackling identity theft. Indeed, this can include the usage of additional information to identify a particular individual with a motif to commit, or to collude with any process that violates provisions under federal law or that amounts to felony within the bracket of any applicable state or local law. Technology is so advanced that there is people in our society that is smart enough to be able to crack or break into the strongest security protected systems. In the era of modern technologies, it is however very crucial to ensure the security of our personal information and its protection from identity thefts. Since these types of transaction and activity is difficult to trace, that make it even harder for law enforcement agencies to go after these individuals. The commission of the crime and its prosecution may span across varied jurisdictions.

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Identity Theft Research Papers

identity theft research

It is not just individuals, as even small business can fall prey to identity thefts. Such companies are set up with an intention of committing fraud. According to the Identity Theft and Assumption and Deterrence Act, United States Public Law 105-318 1998 , a person is said to be committing or committed identity theft when the person in question consciously uses or transfers any name or number other than his or hers without lawful authority. They become fully dependent on the service provider to ensure data security for the information, which could include personal records. Sometimes the acquired information may also be sold in the black market. However when relevant projects or processes are required to be outsourced overseas, these organizations have less control over the security of their data. However, only 39 percent of survey respondents had identity theft protection when they became the victim of an identity crime.

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Identity Theft Resource Center & Black Researchers Collective Research Finds ID Crime Victims in Black Communities Lose More Money Than General Population

identity theft research

Secondly let me talk about the effect of cybercrime in our society today. How can you safeguard yourself, your significant other and your children from being an identity theft victim? One day, Huckleberry walks ashore to gather some berries when two men suddenly come into view. For instance, identity theft may make represent with these crimes: bank fraud, document fraud. According to Swans 2006 , socioeconomic and demographic forces are critically within the sparse integers of identity theft. The threat of an identity theft has driven many businesses and consumers to take precautions and include processes that are more expensive, but avoidable in the absence of this threat.

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Analysis of Identity Theft, Research Paper Example

identity theft research

Some consumers may be treated unfairly or even denied loans and job opportunities due to their poor financial standing or credit history, which may actually be due to their identity theft. Similar to that happening among individuals, corporate identity thefts too can occur in several ways. One of the most frequent and more invasive ways of fraudsters to steal identity is through hacking. Most of the survey participants 80 percent reported having their identity stolen by someone they know. These erroneous entries can result in an inaccurate diagnosis of the victim.


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identity theft research

Though within some jurisdictions such operations if improperly managed can trigger legal disputes, nevertheless, a clear distinction is required to make a lucid presentation of what is glaringly considered a criminal act and what may not in the most apparent form be adequately defined within the scope of criminal lexicons. States with the same number of complaints per 100,000 population receive the same rank. The increasing globalization and the rapid growth or expansion of the Internet has made identification and apprehension of the identity thieves difficult. Today identity theft is a very big problem throughout the world. Unit 3 Assignment 1 Medical Identity Theft 132 Words 1 Pages There are some many ways if Identity theft. But that 's not all. Accessed Summary: The Ethical Practice Of Identity Theft 841 Words 4 Pages This form of identity theft is extremely dangerous as it could lead to entries that are not correct in the medical history of the victim.


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identity theft research

Medical Identity Theft Research Paper 213 Words 1 Pages Medical identity theft happens when someone uses any or all of your personal information, such as your name, social security number, or even insurance number, without your knowledge to obtain medical treatment, equipment, or services. Identity thefts have immense implications for its victims. Given the hectic life and the compulsions of the day, we have taken to the use of technology to communicate. Nearly half of the participants 45 percent reported becoming a victim within the last couple of years and either experienced fraudulent charges on their debit or credit cards or had their personal identification information compromised. Unfortunately identity theft is a unique crime with several difficulties associated in reporting it. Policy makers have therefore taken identity thefts as a very serious issue.

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identity theft research

Medical Identity theft can come from a Friend, family, and acquaintances. Even by strangers, who can steal someone 's Identity who can obtain medical care, service, or equipment. Using this information, the person who accesses this information can commit fraud and other illegal activity. But before I go further let me start by telling you the meaning of cybercrime, Cybercrime is different and more heinous than normal crime that we know. This survey is part of a larger study that seeks to examine how identity crimes and compromises occur, and how they impact individuals. Findings from the study will be used to develop culturally appropriate victim support services.

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